With us and need to borrow more, you can apply for a top-up or an additional loan if you already have a loan.
Get on your Barclays or Barclaycard application, or even the Barclaycard internet site, to see if any offers are had by you.
- You can easily borrow more, if you meet with the affordability and eligibility criteria
- For buy-to-let mortgages, thereвЂ™s the absolute minimum delay of 6 months through the final time you borrowed more (thereвЂ™s no minimum delay for domestic mortgages)
If you want more funds, perhaps you are in a position to boost your arranged overdraft when you look at the Barclays application, on line Banking (if youвЂ™re subscribed), within the phone or in a branch.
Once you’ll obtain it
Often the moment we approve the application.
- When you yourself have a present account with us so we can validate your earnings, you will get a Barclaycard the moment we approve the job
- Your card should show up within 7 to 2 weeks
The application form procedure is much longer than for any other kinds of borrowing, therefore it could simply take a month or so.
Right away if we approve the application.
YouвЂ™ll need certainly to repay your loan in fixed month-to-month instalments by Direct Debit over a period that is agreed.
You are able to spend in lots of ways, the being that is easiest by Direct Debit.
- Pay off the full balance every month by the deadline and you also wonвЂ™t get charged any interest on acquisitions (though interest is charged on cash withdrawals through the time you withdraw the amount of money)
- Spend significantly less than the amount that is full youвЂ™ll have interest included with the rest of the balance the next month (though perhaps not during interest-free offer durations)
- Pay the minimum quantity, though itвЂ™ll take longer to cover off and youвЂ™ll pay more interest (except during an offer period that is interest-free